Homeowners Insurance Maryland
Looking for the Best Choices for Homeowners Insurance in Maryland?
We Offer Policies from Over 45 Highly-Rated Insurance Companies
Call Insurance Brokers of Maryland Today: 301-668-2233
Protection. Independence. Total peace-of-mind. That’s what you get when you purchase your Maryland homeowners insurance policy through Insurance Brokers of MD.
Having enough home insurance coverage is absolutely necessary. Your home is likely the single largest and most important investment you own – so protecting that valuable asset with an adequate home insurance policy from a highly rated and reputable insurance company is just part of being a smart Maryland homeowner.
That’s where customized home insurance in Maryland comes in.
For over 3o years, the folks at Insurance Brokers of Maryland have connected people throughout the Free State – young couples, retirees, military members, busy families – to the best coverage available. As an independent agent, we pull homeowners insurance quotes from a wide variety of different insurance companies in Maryland, going shopping for you to find the best possible policy that lets you save money while providing that vital protection when you need it most.
Let us compare quotes for you and determine the best homeowners insurance in Maryland for your situation. Call Insurance Brokers of Maryland at 301-668-2233 for free quotes on affordable, reliable Maryland home insurance.
What’s the Real Value of Homeowners Insurance in Maryland?
The Cost of Homeowners Insurance is Nothing Compared to Not Having Any
Our home is one of the most important assets we have in our life, but it is not excluded from unexpected events and accidents that may occur.
A Homeowners Insurance policy will protect all of your assets, which are tangible, and your home in case of natural calamities and disasters such as a fire, flood, or severe weather causing tree-falls. Sometimes we suffer personal property damage due to accidents. An ideal Homeowners Insurance policy will cover the entire replacement cost of your valuables.
Protect your family and the items that are most important to you. You’ve worked your entire life just to ensure you can provide a certain quality of life for your family. A good Homeowners Insurance policy is an important part of securing and protecting your investment.
You can count on our vast experience here at Insurance Brokers of Maryland as your guide to the best homeowners insurance companies based in Maryland.
Why Go With an Independent Maryland Home Insurance Broker?
It Means Much More than Getting the Cheapest Homeowners Insurance
There are a lot of different factors as to why to choose an independent home insurance company like Insurance Brokers of Maryland to buy or upgrade your homeowners insurance.
- Save money. By letting the experienced home insurance agents of Insurance Brokers of Maryland do the shopping for you – including a complete survey of applicable Maryland homeowners insurance quotes – you’re more likely to get the best rate on a high-quality home insurance policy, meeting all your needs while being at or below the state and national average cost of homeowners policies.
- Customize your policy. There’s a lot that goes into even the most standard, ordinary home insurance policy. For informational purposes, we invite you to check out the “Shopping for Insurance” page on the Homeowners & Renters Insurance section of the website of the Insurance Information Institute (www.iii.org) for a rundown of policy options that the best homeowners insurance policies offer. Our independent agents will custom-create your policy with any of several top-rated Maryland homeowners insurance companies, making sure your home insurance policy has all necessary coverage options and surpasses minimum coverage limits.
- Protect your home against the unexpected. The whole reason for a home insurance company to exist is for providing protection in the form of monetary recompense in the event of damage to (or an accident on) the property. Work with an independent agent like Insurance Brokers of Maryland to get the best available Maryland homeowners insurance products for liability coverage, replacement-cost coverage, and overall protection of your personal property and your family’s most important possession: Your home.
For more than 30 years, Maryland homeowners have relied upon and trusted the independence of Insurance Brokers of Maryland to provide them with the best homeowners insurance in Maryland.
Discover what being an independent agent means to Maryland homeowners. Call us today at 301-668-2233 for free quotes and information on home insurance costs and benefits.
A Note About Flood Insurance
There’s No Coverage for Flood Damage in a Standard Homeowners Policy
Guess what’s not covered by homeowners insurance, no matter the insurance company? Floods. Worried about potential damage from flooding? It doesn’t matter how the water got there – severe weather, heavy rains, water backup, sump overflow, swimming pool spill – if it’s a flood, there’s no coverage provided under a homeowners policy.
So while home insurance in Maryland doesn’t provide coverage against flood damage, it’s still a vital coverage to have in place. Like the National Association of Insurance Commissioners says on its website NAIC.org, by national average annual cost, flooding is the most expensive natural disaster in the United States.
Live in a flood plain? Concerned about the possibility of water backup? Feel better knowing that your damages could be compensated for, in the event of a catastrophic flood? Discuss the cost and benefit of a separate flood insurance policy with your independent agent at Insurance Brokers of MD.
Being an Independent Agent Means a Great Selection of Home Insurance Companies
We Give You a Choice of Insurance Products from the Top Maryland Home Insurance Companies
Insurance Brokers of MD is your one-stop insurance shopping specialist. Because we have access to over 45 insurance carriers, we make comparing rates and policy features on home insurance coverage easy. That’s why for over 30 years we’ve been the choice of Maryland’s young families, retirees, and military members.
When you need homeowners coverage from a top insurance company at the best possible cost, you call Insurance Brokers of MD at 301-668-2233.
Of course, there’s a lot more to consider when choosing home insurance companies in Maryland than simply getting the cheapest homeowners insurance. Naturally you’ll want to compare quotes to get the best possible average cost of homeowners insurance, but you’ll also want absolute assurance that your home insurance policy has the replacement and liability coverage options you need and your insurance company has the reputation to cover damages when they occur.
We Are Maryland’s Home Insurance Broker
Selling Home Insurance in Maryland from Oakland to Ocean City, Hagerstown to Harford County
Marylanders know, our state is bigger than it looks. We separate North from South and span the Atlantic to the Appalachians, so we know the idiosyncrasies and different factors that come into play when insuring a Maryland home – in the mountains, in the city, or on the coast.
That’s why our customers are Maryland homeowners who live in places like Frederick, Westminster, Baltimore, Columbia, and Cumberland. We serve the counties of Washington, Carroll, Howard, Prince George’s, Montgomery, Anne Arundel, Wicomico, Allegany, and beyond. We’re recognized experts at finding homeowners the best home insurance in Maryland, making sure you have the coverage in place to handle hurricane damage along the shore, a sump overflow in the country, or a water backup in town.
And that’s why clients rely on Insurance Brokers of MD – regardless of property value, claims history, or average annual premium – to put them into the right home policy that will pay out adequately in case of property damage to your home or the valuable items contained within, or in case of legal fees arising from personal injury occurring on your property.
Other than smoke alarms, retaining walls, and security cameras, there’s no better protective device than a policy that will pay to cover damages to your home or on your property.
When you’ve been an independent agent dealing with a multitude of homeowners insurance companies in Maryland over nearly three-and-a-half decades in business, you learn the ins and outs of each insurance company, their coverage options, and how to work to get better homeowners insurance rates. As always, you get what you pay for – but you shouldn’t have to pay a greater cost than you need to.
No matter your home’s condition, your coverage needs, or your credit score, you’ll get the best rate on top-rated home insurance policies when you work with Insurance Brokers of MD.
Contact Insurance Brokers of MD for the Best Coverage at the Best Rate
No Matter Your Credit Score or Claims History, It Pays to Shop for Home Insurance
A tremendous resource for anyone in the market for home insurance – such as new Maryland homeowners, or property investors, or renters – is the Insurance Information Institute. The website III.org is packed with free helpful info about insurance in general, including the minutiae of home insurance coverage, determining the real cost of homeowners insurance, and how to navigate through the maze of homeowners insurance companies in Maryland.
Another rather useful resource is the Consumers page on the website of the Maryland Department of Insurance. Posted there are guides for explaining what homeowners insurance does, for understanding standard coverage options and coverage limits, and for purchasing a home policy.
But your premier source of info is the office of Insurance Brokers of MD. Compare quotes from one insurance company to another. Get our first-hand knowledge about the responsiveness to claims, liability coverage, and estimated cost of average annual premium for each insurance company we’ve dealt with over our more than 30 years in business.
So contact us today for a free consultation resulting in better, more economical coverage from your homeowners policy. Call us at 301-668-2233 or connect with Insurance Brokers of MD on Facebook and Twitter.
Homeowners Insurance Options
Renters Insurance
Renting? Then all that stuff stashed in your place is completely open to risk – unless you have a renter’s policy from a top-rated insurance company.
Flood Insurance
Typical homeowner’s insurance coverage will pay nothing in the event of a flood, no matter where the water came from – so flood insurance is highly recommended.
Mobile Home or Manufactured Home Insurance
Residents in mobile, manufactured, and modular homes know they deal with risks beyond what the standard homeowner’s policy handles, so a different kind of insurance coverage is strongly suggested.
Personal Umbrella Insurance
Covering much of what a standard liability policy does not, a PUP offers additional coverage in the event that someone incurs personal or bodily injury while on your property.
Rental Property Insurance
Anyone who depends on income from renting out properties would make a sensible investment, reducing their risk exposure with cost-effective coverage of those properties.
Condominium Insurance
If you own a condo, your group policy does not provide coverage for your belongings or the interior of your condo – but condominium insurance does.
