MD Life Insurance
Life Insurance is without a doubt one of the best and most important investments you will ever make. It has been a preconceived notion that life insurance is just all about the return of your investment when you die. However, every policy is unique, depending on your chosen life insurance policy, there is a coverage that gives more opportunities than you may think. For instance, a policy at Insurance Brokers of Maryland that we create allows you to have supplemental income that can serve as your rainy day fund, which even grows as our market does.
Another huge advantage of getting life insurance is that we tend to easily overlook the tax advantage. It is a good way to supply your business, family and personal needs with money. Additionally, Life insurance returns are non-taxed by the IRS and are a great way to cover mortgages, living expenses and medical bills.
There are numerous types of Life Insurance. If you want to find the right kind of life insurance policy that covers your specific needs, receive professional assistance, and gain a better understanding of life insurance contact our professionals at Insurance Brokers of Maryland. We give you all the information you need, along with quality options and our competitive pricing.
Why Life Insurance?
Protects Your Family Debts, education expenses, and funeral expenses are added trauma you can help your family avoid with the right life insurance policy. Losing a loved one who is also a major bread winner can wreak havoc during an already stressful time. If you want to protect your family after you’re gone, life insurance will help them cope. As Maryland’s trusted insurance agency for over 32 years, we make it our job to educate you about your insurance allowing you to choose the policy that’s best for you and your family.
Learn About the Differences Between Term and Whole Life Insurance
Term life insurance is a very simple insurance that pays a preset amount to the beneficiary. Term policies can be purchased for 1 to 30 years.
Whole life insurance policies are more holistic. They include basic term insurance payouts and are designed to build cash value from investments. As insurance brokers we’re able to offer our customers a variety of policies and rates. Call our Frederick office 301-668-2233 or Emmittsburg office 301-447-2565 and learn about your life insurance choices or get a life insurance quote online.
Life Insurance Expertise
Term Life Insurance
Sometimes called “term assurance,” term life insurance is a simple way to protect your family against the loss of your income so that you don’t leave them out in the cold.
Universal Life Insurance
Though there are many varieties of universal policies, the basic idea is to offer protection in case the insured dies, but to grow in cash value to augment the insured’s income, now or later.
Whole Life Insurance
Good for the entirety of the insured’s life, whole insurance offers guaranteed premiums and death benefit while also providing the internal option of cash value.
