Restaurant & Bar Insurance
Understanding Restaurant and Bar Insurance
The truth is, Restaurant and bar insurance can be quite complicated. With patrons, employees and the presence of alcohol your potential liabilities as an owner are numerous. This kind of insurance is highly important, since it provides protection towards several risks in a restaurant or bar environment such as food poisoning where the owner can be held liable.
As business owner, only you know the specifics of your business, such as the number of people you serve, and the replacement value of your equipment and building. Together with specific state requirements, all these factors are essential in crafting the right restaurant and bar insurance policy to cover your business.
Restaurant and Bar Insurance that may be covered
- Replacement of materials or equipment
- Damages which may be caused from contaminated or spoiled foods
- Damages from burns to your employees and customers
- Variations of other unique unforeseen events which may commonly occur in the process of food service
Who Requires Restaurant and Bar Insurance?
Any restaurants or food related firms should have this kind of coverage to stay protected. Examples of businesses, which we offer this coverage to:
- Fast Food
- Food Delivery
How Insurance Brokers of Maryland can help
Every business is unique. Insurance Brokers of Maryland understands your unique needs and concerns. We offer the widest specialized coverage options that will suite your business and state regulations.
To receive quotes for Restaurant and Bar Insurance and speak with the insurance experts at Insurance Brokers of Maryland, contact us today and we will take care of everything. Purchasing your own bar and restaurant insurance policy makes you prepared for the unforeseen.